Risk - life insurance

Life insurance is suitable for both employees and the self-employed, at any stage of life. Joining life insurance is limited up to the age set by the insurance company.

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What is
life insurance?

Life insurance (risk) is insurance that pays a predetermined amount to the beneficiaries, in case of premature death, God forbid.

In life insurance (risk) there are two types of payments:
one-time payment
monthly income

You can purchase life insurance (risk) without limiting the insurance amount, subject to the agreement and conditions of the insurance company.

Tax benefits

A one-time tax-free amount is paid.
Under certain conditions, you can receive a 25% credit for this deposit.

What should you consider when purchasing life insurance (risk)?

The age of the insured and his family situation – the needs of a young insured with small children, for example, are different from the needs of an insured approaching retirement age or that of a single person without children
Income of the family unit – studies done show that the family unit needs 85% of the full income after the death of one of the breadwinners
In addition to meeting daily living needs, you should also think about the children’s future: studies, wedding, home, etc
Additional assets and income

How are life insurance and pension savings related to each other?

Pension savings are intended for three situations:

Retirement
Compensation for the period when the insured cannot work due to illness or accident
Compensation in case of death

The pension savings are intended for accumulating money for retirement and the life insurance (risk) provides coverage in case of death before the retirement date.

Important information

Life insurance (risk) will allow your family to maintain a standard of living to which they have become accustomed during their lifetime
The purchase of life insurance (risk) through Yanshuf Insurer is carried out under the personal guidance of an insurance agent who will match you with the right insurance solution for you, with professional guidance and adaptation to life changes
This insurance can be mortgaged